KREATIV WANTS YOU TO ENJOY YOUR 401    PLAN

Kreativ Retirement Plan Solutions creates and manages 401(k) plans (and other employer-sponsored retirement plans) for companies that want an easier plan management experience and want their employees to be better prepared for retirement. 

Whether you have an existing retirement plan or are looking for a place to begin, Kreativ is here to be a resource for you now and in the future.

What is a 3(38) Fiduciary?

A plan sponsor appoints a 3(38) fiduciary to manage the investment process of the retirement plan and relieves the plan sponsor of their responsibilities for the investment manager's decisions.  This person or entity becomes "solely responsible for the selection, monitoring, and replacement of plan investment options". 

SOURCE: CERULLI, U.S. DEFINED CONTRIBUTION DISTRIBUTION 2017: REEVALUATING THE USE OF CITs IN DC PLANS

Are you working with the appropriate type

of financial advisor for your 401(k) plan?

 

SERVICES

FOR YOUR COMPANY

3(38) fiduciary services to mitigate your company's liability

Investment Selection & Monitoring

Vendor & Provider Management

Investment Committee facilitation and process documentation

Ensure compliance with all ERISA regulations

FOR YOUR EMPLOYEES

Comprehensive education and support for better overall retirement preparedness

One-on-one employee dialogue on a regular basis

Robust and easy-to-understand financial wellness programs for all employees

Phone, video conferencing and email support

 

PHILOSOPHY

Kreativ believes that a combination of the following qualities allow for our firm to continue to maintain and strive for long-term relationships with employers and employees:

SERVICE-ORIENTED

Kreativ strives to continually offer high-quality services for you and your employees.

FIDUCIARY

As a fiduciary, Kreativ wants to make sure that what's provided is always in your best interest.

CONSISTENCY

Kreativ follows processes and schedules to make sure you and your employees stay on track.

EASE OF USE

Kreativ wants your retirement plan to be easy and understandable for you and your employees.

LOW FEES

In this industry, high fees do not always translate into a higher quality of services.  Kreativ makes sure your fees are always appropriate.

ORGANIZATION

Kreativ stays organized and keep you organized with the management of the retirement plan.
 
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about

kreativ

Justin Ladden

Chartered Retirement Plans Specialist (CRPS)

Accredited Investment Fiduciary (AIF)

 

TELL

Kreativ

CONTACT

Kreativ

Tel: 205.478.9088

Fax: 205.409.2162

Email: info@kreativ-plans.com

3257 Cahaba Heights Road

Birmingham, AL 35243

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Kreativ Retirement Plan Solutions, LLC is registered as an investment adviser with the State of Alabama. Kreativ Retirement Plan Solutions only transacts business in states where it is properly registered or exempted from registration requirements.

©2021 Kreativ Retirement Plan Solutions, LLC  All Rights Reserved