KREATIV WANTS YOU TO ENJOY YOUR 401(k) PLAN
We create and manage 401(k) plans (and other employer-sponsored retirement plans) for companies who want to take the headache out of the plan's management and want their employees to be better prepared for retirement.
Whether you have an existing retirement plan or are looking for a place to begin, we are here to be a resource for you now and in the future!
What is a 3(38) Fiduciary?
A plan sponsor appoints a 3(38) fiduciary to manage the investment process of the retirement plan and relieves the plan sponsor of their responsibilities for the investment manager's decisions. This person or entity becomes "solely responsible for the selection, monitoring and replacement of plan investment options".
of financial advisors can and do offer 3(38) fiduciary services.
of financial advisors are considered retirement plan specialists.
SOURCE: CERULLI, U.S. DEFINED CONTRIBUTION DISTRIBUTION 2017: REEVALUATING THE USE OF CITs IN DC PLANS
Kreativ believes that a combination of the following qualities allow for our firm to continue to maintain and strive for long-term relationships with employers and employees:
We strive to continually offer high-quality services for you and your employees.