KREATIV WANTS YOU TO ENJOY YOUR 401(k) PLAN
Kreativ Retirement Plan Solutions creates and manages 401(k) plans (and other employer-sponsored retirement plans) for companies that want an easier plan management experience and want their employees to be better prepared for retirement.
Whether you have an existing retirement plan or are looking for a place to begin, Kreativ is here to be a resource for you now and in the future.
What is a 3(38) Fiduciary?
A plan sponsor appoints a 3(38) fiduciary to manage the investment process of the retirement plan and relieves the plan sponsor of their responsibilities for the investment manager's decisions. This person or entity becomes "solely responsible for the selection, monitoring, and replacement of plan investment options".
SOURCE: CERULLI, U.S. DEFINED CONTRIBUTION DISTRIBUTION 2017: REEVALUATING THE USE OF CITs IN DC PLANS
Are you working with the appropriate type
of financial advisor for your 401(k) plan?
SERVICES
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FOR YOUR COMPANY
3(38) fiduciary services to mitigate your company's liability
Investment Selection & Monitoring
Vendor & Provider Management
Investment Committee facilitation and process documentation
Ensure compliance with all ERISA regulations
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FOR YOUR EMPLOYEES
Comprehensive education and support for better overall retirement preparedness
One-on-one employee dialogue on a regular basis
Robust and easy-to-understand financial wellness programs for all employees
Phone, video conferencing and email support
PHILOSOPHY
Kreativ believes that a combination of the following qualities allow for our firm to continue to maintain and strive for long-term relationships with employers and employees:
SERVICE-ORIENTED
Kreativ strives to continually offer high-quality services for you and your employees.
FIDUCIARY
As a fiduciary, Kreativ wants to make sure that what's provided is always in your best interest.
CONSISTENCY
Kreativ follows processes and schedules to make sure you and your employees stay on track.
EASE OF USE
Kreativ wants your retirement plan to be easy and understandable for you and your employees.
LOW FEES
In this industry, high fees do not always translate into a higher quality of services. Kreativ makes sure your fees are always appropriate.
ORGANIZATION
Kreativ stays organized and keep you organized with the management of the retirement plan.
CONTACT
Kreativ
Tel: 205.478.9088
Fax: 205.409.2162
Email: info@kreativ-plans.com
Birmingham
3257 Cahaba Heights Road
Birmingham, AL 35243
Huntsville
7800 Madison Blvd, Suite 701
Huntsville, AL 35806
